Sunday, January 8, 2012

What is the best CREDIT CARD to have, in terms of no fees WHATSOEVER and good deal overall?

Keep in mind I hate HAVING DEBTS at the end of the month, if it were up to me I would not even HAVE a credit card like ever (how unconventional and weird, I know) I rather have the money taken directly at the moment I pay which is what happens with a debit card, but as I understand it, I need to have some sort of credit if I'm ever going to be accepted for a mortgage on my future house or to buy a car or things like that,.... otherwise I have no credit and that's a bad thing? So I need a card which is accepted everywhere and simply is the BEST deal out there with everything it provides. Considering I will be using it as little as I need to get some decent credit (while you're at it, also tell me what credit should I have, like the amount and period of time over which it will accrue... clear explanations would be great) Your personal advice is really appreciated.

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